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The kind of credit that you have can affect your own score. A healthy mix of no credit check installment loans and revolving credit through banks is considered better for the credit score.
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2nd, you now need to add up your own total assets. This will the real estate, your automobiles, any kind of retirement or other investment decision accounts, any bank accounts or even other assets (such because of jewelry, antiques or some other collections). Your assets need to outweigh your debt but if your financial debt outweighs your assets, you might be in trouble financially.
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